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  CPSA Waratah     Combined Pensioners and Superannuants of NSW          
      "serving the community since 1931"    
     
CPSA Waratah
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FACT SHEETS

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Health
Funerals
Income Security
Aged Care

Health

Advance Directive:
An Advance Directive is a written statement which outlines your wishes regarding future medical care in the event that you lose the capacity to make your own decisions.
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Funerals

Funeral Costs:
Funeral costs can vary considerably from one funeral director or cemetery to another. It is good sense to shop around and get at least three written quotes before making your decision.
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Funeral Services:
With the rising cost of funerals it is advisable
to be aware of the Australian Tax Office (ATO) rules about which funeral
products and services are subject to GST and how this should be applied.
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Income Security

Pensioner Council Rate Rebates

Mortgages:
Cash-poor but asset-rich pensioners borrow against their home and don’t
repay the loan until the house is sold (when they move or die). The
biggest risk is that fees, charges and compound interest that are added
to the principal loan may leave you with no remaining assets if you move
to more suitable accommodation.
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Aged Care

Residential Care Accommodation Bond

A series of fact sheets related to aged care - either with assistance at home or in a residential aged care facility.

Issues to consider when choosing a residential aged care facility:

Information to assist people who require assistance to remain living in their own home.

Information to assist people who require assistance to remain living in their own home or who think they may need to enter residential care.

     
                     
  Links to CPSA Services:
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CPSA Waratah
  Level 9, 28 Foveaux Street, Surry Hills NSW 2010
Phone: 02 9281 3588 Country Callers: 1800 451 488 Fax: 02 9281 9716
Email: cpsa@cpsa.org.au
©Combined Pensioners & Superannuants Association of NSW Inc. All rights reserved.
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